idevakk ad89b84471 feat(payments): enhance Polar.sh provider with official API compliance
- Add comprehensive rate limiting (300 req/min) with automatic throttling
  - Implement centralized API request method for consistent authentication
  - Add support for Polar-specific webhook events (order.created, order.paid, subscription.active, customer.state_changed, benefit_grant.created)
  - Update API endpoints to match Polar's official structure (remove /v1 prefix)
  - Add external_id support for reliable customer-user mapping
  - Implement sandbox mode with separate credentials configuration
  - Add discount code support in checkout flow
  - Add credential validation method for API connectivity testing
  - Update webhook signature validation and event handling
  - Enhance error handling and logging throughout provider
  - Add proper metadata structure with user and plan information
  - Update services configuration and environment variables for sandbox support

  BREAKING CHANGE: Updated API endpoint structure and webhook event handling to comply with Polar.sh official API specification.
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